Simple, Transparent Pricing
Start free and upgrade as your needs grow. No hidden fees, no contracts, cancel anytime.
Free
$0
forever
- Basic retirement calculator
- Community feed access
- Event browsing
- Budget tracker
- 5 AI messages per month
- Health dashboard
- Travel planning
Premium
$19
per month
- Everything in Free
- 100 AI messages per month
- Health dashboard
- Community groups
- Monthly insights report
- 3 saved destinations
- Travel planning suite
Most Popular
Pro
$49
per month
- Everything in Premium
- Unlimited AI messages
- Advanced health analytics
- Full travel planning suite
- Unlimited saved destinations
- Priority support
- Marketplace discounts
Concierge
$199
per month
- Everything in Pro
- Personal retirement advisor
- Dedicated support line
- Custom financial plans
- Family account sharing
- White-glove onboarding
- Quarterly review calls
Pricing Questions
Common questions about our plans, billing, and upgrades.
Absolutely. Our Free plan is yours forever with no credit card required. You get access to the retirement calculator, community feed, event browsing, budget tracker, and 5 AI messages every month. Upgrade only when you are ready.
All paid plans are billed monthly. There are no long-term contracts and you can cancel anytime from your account settings. When you cancel, you retain access to your paid features through the end of your current billing period.
Your data is never deleted when you downgrade. Features that are not available on your new plan become read-only. For example, if you downgrade from Pro to Free, your saved destinations remain visible but you cannot add new ones beyond the free limit.
Annual billing is coming soon and will offer a 20% discount on all paid plans. Sign up for our newsletter to be notified when it becomes available. Current monthly subscribers will be able to switch to annual billing at any time.
Yes. We offer a 25% discount for verified veterans, active educators, and registered nonprofit organizations. Contact our support team with proof of eligibility and we will apply the discount to your account within one business day.
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